Savings Accounts

The journey to a secure future begins
with you.

Everyone is different, one account does not fit all

That is why we have a wide range of savings accounts to fit everyone, tailored for your specific goals. Open your savings account today, to begin your journey to financial freedom.

It is never too early to get started on saving for your child. Open a UBA Kiddies Savings Account and enjoy amazing benefits that secures your baby’s future. Available for children from 0 – 12 years

•4 % interest per annum paid quarterly
• Cheque book allowed
• Minimum of K6000 maintained in the account for 12 months, 5% additional bonus interest to be paid.
• Free Debit Visa card and Mastercard for ATM.
• Free internet transactions and POS machine transactions on the account

• Minimum initial opening balance of ZMW50
• No maximum deposit
• Zero monthly maintenance fee 
• ATM fee of ZMW 5 for an amount less than ZMW 100 and ZMW 7 for amounts more than ZMW 100
• Maximum of 3 free withdrawals per month
• Allows dividend warrants and cheques

• Fully completed account opening pack
• Fully completed Signature mandate card
• Valid IDs: NRC/Passport /Driving License for the Parents / Guardians
• Affidavit for Guardians
• Childbirth record
• 2 Passport size photographs for Signatory and the Child
• Proof of residence for the parents/guardians
• Reference letter from any account holder.
• TPIN Certificate and complete KYC

Start them while they are young to secure their financial stability. 
The UBA Teens Savings account is designed for children between  13 – 17 years. 

•4 % interest per annum paid quarterly
• Minimum of K6000 maintained in the account for 12 months, 5% additional bonus interest to be paid.
• Free Debit Visa card and Mastercard for ATM.
• Free internet transactions and POS machine transactions on the account

• Minimum initial opening balance of ZMW50
• No maximum deposit
• Zero monthly maintenance fee 
• ATM fee of ZMW 5 for an amount less than ZMW 100 and ZMW 7 for amounts more than ZMW 100
• Maximum of 3 free withdrawals per month
• Allows dividend warrants and cheques

• Fully completed account opening pack
• Fully completed Signature mandate card
• Valid IDs: NRC/Passport /Driving License for the Parents / Guardians
• Affidavit for Guardians
• Childbirth record
• 2 Passport size photographs for Signatory and the Child
• Proof of residence for the parents/guardians
• Reference letter from any account holder.
• TPIN Certificate and complete KYC

The UBA NextGen Savings Account is uniquely designed for young adults between  18 – 35 years. It is tailored to build financial freedom for youths, providing an account that enables them to save. 

•4 % interest per annum paid quarterly
• Minimum of K6000 maintained in the account for 12 months, 5% additional bonus interest to be paid.
• Free Debit Visa card and Mastercard for ATM.
• Free internet transactions and POS machine transactions on the account

• Minimum initial opening balance of ZMW50
• No maximum deposit
• Zero monthly maintenance fee 
• ATM fee of ZMW 5 for an amount less than ZMW 100 and ZMW 7 for amounts more than ZMW 100
• Maximum of 3 free withdrawals per month
• Allows dividend warrants and cheques

• Fully completed account opening pack
• Fully completed Signature mandate card
• Valid IDs : NRC/Passport /Driving License for the signatory
• 2 Passport size photographs for Signatory
• Proof of residence
• Reference letter from any account holder.
• TPIN Certificate

Take the first step towards managing your money better and experience financial freedom. The UBA Freedom Savings Account is designed to encourage the unbanked to open a savings account with low KYC. 

• 3% Interest per annum paid quarterly
• Access to internet & mobile banking services
• Debit card for ATM, Internet & POS transactions

• ZMW40 opening account balance
• Maximum operating balance of ZMW25,000 otherwise the account should be migrated to the regular savings account
• ATM fee of ZMW 5 for amounts less than ZMW 100 and ZMW 7 for amounts more than ZMW 100 at a UBA ATM
• Zero Monthly maintenance fees
• Maximum of  3 withdrawals per month

• Fully completed account opening pack
• Valid IDs : NRC/Passport /Driving License for the signatory
• 2 Passport size photographs for Signatory
• TPIN Certificate

This is an account for salary earners, professionals, students, entrepreneurs and all other individuals.
The UBA Bumper Savings Account is a hybrid of savings and current account which gives customers the desired benefit derived from both accounts.

• 5 % interest per annum paid quarterly
• Minimum of ZMW 5000 maintained in the account for 3 months customer will be awarded bonus ranging ZMW 300 to ZMW 1500.
• Cheque book allowed
• Free Debit Visa card for ATM
• Free internet transactions and POS machine transactions on the account

• Minimum initial opening balance of ZMW50
• No maximum deposit
• Zero monthly maintenance fee 
• ATM fee of ZMW 5 for an amount less than ZMW 100 and ZMW 7 for amounts more than ZMW 100
• Maximum of 3 free withdrawals per month
• Allows dividend warrants and cheques

• Fully completed account opening pack
• Fully completed Signature mandate card
• Valid IDs: NRC/Passport /Driving License for the signatory
• 2 Passport size photographs for Signatory
• Proof of residence
• Reference letter from any account holder.
• TPIN Certificate

Open your Savings Account today, by visiting any UBA branch or dial *822*1#